Kings Credit services

Email and Cell Phone Messaging Options

KCS can communicate with you by Email and Text Messages.

Enter your Account #, Last Name, Email Address, Cell Phone and Select your Communication Options:

Your Account #
The account # is located in the bottom right-hand corner of the letter you received from us. The account # is in the format 999999999-9999.
Your Last Name
Enter your last name exactly as it appears on the letter you received from us.
Receive Email Messages from KCS: OPT-In OPT-Out

Enter Your Email Address

Receive Text Messages from KCS: OPT-In OPT-Out

Enter Your Cell Phone Number

To reduce spam, please click "I'm not a robot" *

MESSAGING SERVICES TERMS AND CONDITIONS

Kings Credit Services offers Messaging Services that allows you to receive reminders for scheduled payments on valid accounts via Text Message or Email.  Please review the following terms and conditions below for full details.

1. Acceptance of Terms and Conditions - By opting in for Messaging Services, you, the User, agree to the Kings Credit Services (Herein referred to as KCS), MESSAGING SERVICES TERMS AND CONDITIONS. You also agree to the following as it pertains to specific usage of Messaging Services.

2. Cost of Messaging Services - KCS Messaging Services is provided free of charge under these Terms of Use. BY  CHECKING THE "I AGREE" BUTTON, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS.

3. Usage - You acknowledge that text messages are distributed via third-party mobile network providers and therefore KCS cannot control certain factors relating to message delivery. You acknowledge that, depending on the recipient's mobile provider service, it may not be possible to transmit the text message to the recipient successfully. KCS does not claim or guarantee availability or performance of this service, including liability for transmission delays or message failures.  You also acknowledge that email messages are distributed via third-party vendors network providers and therefore KCS cannot control certain factors relating to email message delivery. You acknowledge that, depending on the recipient's email service provider, it may not be possible to transmit the email message to the recipient successfully. KCS does not claim or guarantee availability or performance of this service, including liability for transmission delays or message failures.

4. Carriers used for Messaging Services - This service will send you reminders for payments that are promised by you for valid debts at KCS.  Text Messaging Services are supported by the following carriers: AT&T, U.S. Cellular, Verizon Wireless, Sprint, Cricket, Boost, Virgin Mobile USA and T-Mobile. Standard messaging and data rates may apply.

5. Opt-Out -  You may Opt-Out of either the Text or Email Messaging Services by going to the KCS website at www.kingscredit.com  and selecting the appropriate check box(es).

6. Opt-In -  You may Opt-In of either the Text or Email Messaging Services by going on the KCS website at www.kingscredit.com and selecting the appropriate check box(es).

7. Fees - KCS does not charge a fee for Messaging Services. While we do not charge for this service, we are not responsible for any charges from a person's service provider that may result from our providing this service. It is the user's responsibility to check with their email service provider and/or individual carrier, as standard messaging and data rates may apply. KCS assumes no responsibility for charges incurred by Opting-In for Messaging Services. Any fees that you incur will be billed on your individual mobile or email provider bill.

8. Modifications of these Terms and Conditions - KCS may modify these Terms and Conditions from time to time in their sole discretion. Continued use of the KCS Messaging Services will be conditioned upon each User's affirmative acceptance of any such changes.KCS may modify or discontinue these Services with or without notice, without liability to any User or any third party.

9. Disclaimer of Warranties - USER EXPRESSLY AGREES THAT USE OF MESSAGING SERVICES IS AT USER'S SOLE RISK AND IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. KCS EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. KCS DOES NOT MAKE ANY WARRANTY THAT MESSAGING SERVICES WILL MEET USER'S REQUIREMENTS, OR THAT KCS MESSAGING SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES KCS MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF MESSAGING SERVICES OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION DISSEMINATED THROUGH MESSAGING SERVICES. USER UNDERSTANDS AND AGREES THAT ANY MESSAGES RECEIVED THROUGH THE USE OF MESSAGING SERVICES IS AT USER'S OWN DISCRETION AND RISK AND THAT USER WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO USER'S COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL AND/OR DATA. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY USER FROM KCS OR THROUGH MESSAGING SERVICES SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

10.  Limitation of Liability - KCS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE MESSAGING SERVICES OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF KCS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Email Message Storage - KCS does not assumes any responsibility for the deletion or failure to store email messages.

12. Indemnification - User agrees to indemnify and hold each of KCS, their parent company, subsidiaries, affiliates, officers and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of User's use of Messaging Services, the violation of these Terms and Conditions by User, or the infringement by User of any intellectual property or other right of any person or entity.

13. Applicable Law - These Terms of Use shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws provisions. Jurisdiction for litigation of any dispute, controversy or claim arising out of or in connection with this Agreement, shall be only in a federal or state court having subject matter jurisdiction located in Kings County, California.

ADDITIONAL INFORMATION:

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8:00 AM, or after 9:00 PM. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or http://www.ftc.gov. Nonprofit credit counseling services may be available in the area. As required by California law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations. This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.

I have read, understand and agree to the above.